THREE by Berkshire Hathaway markets itself on radical simplicity: one policy, three pages, covering liability, property, workers’ comp, auto, and more in a single bundle. For a busy contractor that simplicity is appealing — and comparing it to unbundled options is how you confirm the convenience isn’t costing you. Get multiple quotes within minutes.

THREE by Berkshire Hathaway at a glance

Strengths

• One combined policy covering multiple lines — unusually simple to manage
• Berkshire Hathaway financial backing
• Attractive for contractors who want everything under one roof and one renewal

Trade-offs

• Bundled simplicity can be less flexible than assembling best-in-class coverage per line
• Appetite and availability vary by state and trade
• A single bundled price may or may not beat separately shopped policies

Which contractors THREE by Berkshire Hathaway fits

THREE fits contractors who value simplicity and consolidation above fine-tuned, line-by-line optimization. It’s worth quoting against a traditional package to see whether the all-in-one convenience is also the better deal.

How to compare THREE by Berkshire Hathaway the smart way

The only way to know if THREE by Berkshire Hathaway is your best deal is to see it next to other carriers for your exact trade, state, and payroll. As an independent agency, that’s exactly what we do — one submission, multiple carrier quotes, an honest side-by-side. See our other carrier reviews or get multiple quotes within minutes.

Frequently asked questions

What is THREE by Berkshire Hathaway?

THREE is a Berkshire Hathaway small-business insurance product that combines multiple coverages — liability, property, workers’ comp, and auto — into a single simplified policy, famously just three pages long.

Is THREE good for contractors?

THREE appeals to contractors who want all their coverage bundled into one simple policy. Comparing it against separately shopped coverage confirms whether the convenience also delivers the best price.

Want THREE by Berkshire Hathaway quoted against the market? Get multiple quotes within minutes — and for the deep dive on workers’ comp specifically, see our sister site USAWorkersComp.com.