Every year, contractors open an envelope — or an email — announcing a premium audit, and every year some of […]

Ask any insurance agent which trade is hardest to place, and roofing lands at or near the top of the

If you’ve been asked to enroll in an OCIP or CCIP — an owner-controlled or contractor-controlled insurance program, collectively called

Buried in nearly every construction contract is a clause requiring a waiver of subrogation in favor of the owner, the

Ask most contractors whether they have pollution exposure and the answer is usually no. Pollution sounds like chemical plants and

Most contractors think about liability in terms of what happens while the crew is on site. Someone gets hurt, something

A $1 million liability limit sounds like a lot of protection, until you picture what a serious construction accident can

A building under construction sits in a strange insurance gap. It’s not covered by a standard property policy the way

For most contractors, the truck is the office, the toolbox, and the delivery vehicle all rolled into one. It hauls

If you run a contracting business, you carry risk on two fronts at the same time: the chance of causing