Coverages

Contractor insurance combines policies for liability, employees, vehicles, tools, and other risks based on your trade and project requirements. US Contractor Insure connects contractors nationwide with Provident Financial Group to review coverage options.

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Coverages

Coverage options for your contracting business

Review the policy terms, limits, exclusions, and covered operations.

General Liability

Third-party bodily injury, property damage, and completed operations.

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Workers’ Compensation

Cover medical costs and lost wages for injured employees on the job.

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Commercial Auto

Trucks, vans, and fleets that carry your crew, tools, and materials.

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Inland Marine

Protect your tools, equipment, and materials wherever the job takes you.

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Pollution Liability

Coverage for environmental cleanup costs, and third-party liability.

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Employment Practices Liability

Protect your business from employee-related lawsuits.

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See all coverages

Which Contractor Insurance Coverages Do You Need?

The right insurance depends on the work you perform, the number of employees you have, the vehicles you operate, and the contractual requirements of your projects. Most contractors benefit from a combination of General Liability Insurance, Workers’ Compensation Insurance, Commercial Auto Insurance, Inland Marine coverage for tools and equipment, and Builder’s Risk Insurance. Additional coverages such as Umbrella Liability, Pollution Liability, Cyber Liability, Professional Liability, and Contractor Bonds may also be recommended depending on your business operations.

Ready to protect your business?

Review our contractor trade guides and insurance FAQs, or contact Provident Financial Group about your projects.

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